Terms & Conditions

Terms and conditions stated below applies to all visitors and users of motorinsurance.winnefy.xyz. You are bound by these terms and conditions as long as you're on motorinsurance.winnefy.xyz.

General

The content of terms and conditions may be change, move or delete at any time. Please note that motorinsurance.winnefy.xyz have the rights to change the contents of the terms and conditions without any notice. Any violation of rules and regulations of these terms and conditions, motorinsurance.winnefy.xyz will take immediate actions against the offender(s).

Site Contents & Copyrights

Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written and other materials that appear as part of this Site, in other words “Contents of the Site” are copyrights, trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by ALVA (“ALVA Concept Store Sdn. Bhd. and its holding company, subsidiaries, successors, assignees, and affiliates, as well as any company that controls ALVA Concept Store Sdn. Bhd., directly or indirectly, and any other subsidiary of that controlling company, as applicable).

Comments and Feedbacks

All comments and feedbacks provided by you shall remain the sole and exclusive property of ALVA.

User shall agree that there will be no comment(s) submitted to the motorinsurance.winnefy.xyz will violate any rights of any third party, including copyrights, trademarks, privacy of other personal or proprietary right(s). Furthermore, the user shall agree there will not be content of unlawful, abusive, or obscene material(s) submitted to the site. User will be the only one responsible for any comment's content made.

Product Information

The products and services referred to in this website are offered only in Malaysia where they may be lawfully offered by general insurance companies or licensed takaful operators in Malaysia.

User shall agree that ALVA may send newsletter regarding the latest news/products/promotions etc through email to the user.

Indemnification

The user shall agree to defend, indemnify and hold ALVA harmless from and against any and all claims, damages, costs and expenses, including attorneys' fees, arising from or related to your use of the Site.

Link to other sites

Any access link to third party sites is at your own risk. ALVA will not be related or involve to any such website if the user's content/product(s) got damaged or loss have any connection with third party site.

Inaccuracy Information

From time to time, there may be information on motorinsurance.winnefy.xyz that contains typographical error, inaccuracies, omissions, that may relate to product description, pricing, availability and article contents. We reserve the rights to correct any errors, inaccuracies, change or edit information without prior notice to the customers. If you are not satisfy with your purchased product(s), please return it back to us with the invoice.

Termination

This agreement is effective unless and until either by the customer or ALVA. Customer may terminate this agreement at any time. However, ALVA may also terminate the agreement with the customer without any prior notice and will be denying the access of the customer who is unable to comply the terms and conditions above.

Shipping and Delivery Policy

Once you have submitted your proposal and payment details to ALVA via this online facility, and ALVA accepts your proposal and receives the premium for the policy, you are deemed to have purchased the policy. The online proposal does not require your signature and the lack of signature shall not detract from its validity.

Your Insurance/ Takaful Certificate will be delivered to you by courier at the address you have indicated in your proposal within fourteen (14) days from the date of our receipt of your contribution. If you do not receive your Insurance/ Takaful Certificate within the stipulated time above, please contact our web customer service executive at: E-mail : insurance@alva.com.my or Telephone: +6013-3333703.

Payments

All Goods purchased are subject to a one-time payment. Payment can be made through various payment methods we have available, such as Visa, MasterCard or online payment methods.

Payments cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, we will not be liable for any delay or non-delivery of Your Order.